Marco Island is one of the best places to live in Florida, the only residential island the beautiful Ten Thousand Islands. Florida is also one of the best places for seniors to live, as one of just 9 states that has no state income tax and a climate that is sunny and warm all year long.
When the time comes to rely on resources for seniors, it's important to have an expert on your side. Colleen Johnson, the Community Outreach and Aging In Place Advocate with Homecare.org is a colleague of ours with all the information and support you need to prepare for senior living on Marco Island. Reach out to Homecare to learn more about rallying all the support you need, for yourself or a loved one.
Senior Home Care in Florida
At varying levels, some seniors require support in the home. Home care in Florida costs less than the national average, with professionals who can offer everything from medical care in the home to assistance with bathing and grooming, light housekeeping, transportation to appointments, and companionship.
As you talk with Homecare, you will be able to determine what level of care is best in your unique situation. Without leaving your home, you can have all the support you need. This is particularly important to so many seniors on Marco Island who have settled into a beachfront condo or exclusive community they love. There is no reason to rush out of your beloved home with so many resources available to Florida seniors.
Cost of Care
Of course everyone is wondering how much in-home senior care will cost. The expense will vary depending on the amount and type of care needed. Some seniors do not yet need any medical attention, but are requiring help with some housework and transportation needs, for example. You may also find that you do not need a full 40 hours each week at first, but needs may grow over time.
Because of this, the best way to get an exact price is to speak with Homecare directly. However, it can be helpful to know what the average expense is. The cost of in-home senior care in Florida is below the national average, with a typical cost for 44 hours per week coming out to an average of $4,767 each month. Long term senior care facilities cost anywhere from about $1,500 to $8,600 per month in Florida.
Can Medicaid Help with the Cost?
In some cases, you may be able to receive assistance with the cost on senior care on Marco Island through Medicaid. If you or your loved one are a Medicaid beneficiary that is at risk of institutionalization, contact Medicaid to determine whether you are eligible for in-home coverage. Your physician can conduct a thorough needs assessment and provide a referral for in-home care, provided that you will be able to continue living independently with the new supports in place.
Medicare Coverage for In-Home Care
About 70% of adults over the age of 65 will need some type of long-term care in the future. Medicare is aware of this and is prepared to provide coverage. Not everyone will qualify, so the best place to start is with Homecare's Medicare Guide, where they answer FAQs to help you determine whether you might qualify for assistance with the cost of in-home care.
To learn more about resources for seniors on Marco Island, reach out to our friends at Homecare any time! And as always, we are always here to help you find your home on Marco Island, so contact us any time.